Uninsured Motorist Accident Lawyers

Protecting Those Facing Uninsured or Underinsured Accident Claims

Car accidents are stressful under any circumstance, but add the element of an uninsured or underinsured driver, and they’re positively nerve-wracking. One in ten drivers is uninsured. So if you’re involved in a car crash, there’s an alarmingly good chance you’ll have to face the added stress of an uninsured accident claim. 

Motorists involved in these taxing catastrophes can alleviate their situation by contacting an experienced uninsured motorist accident law firm like Breit Biniazan. We’ll scrutinize every aspect of your case and identify responsible parties who can pay up for their wrongs.

Call our expert accident attorneys at 855-212-8200 for a free and confidential case evaluation.

Do I Need to Purchase Uninsured Motorist Coverage?

In Virginia, all drivers are required to purchase a minimum level of liability coverage on their auto insurance policies. These minimums are: 

• $25,000 in bodily injury coverage per person
• $50,000 in bodily injury coverage per incident
• $20,000 in property damage coverage per incident

Because these are minimums for liability coverage, they do not include coverage for injury or damage for which you are not liable. However, you can—and should—add uninsured/underinsured coverage for the same amounts. 

Purchasing uninsured/underinsured coverage ensures that if you’re involved in an accident with someone without sufficient insurance coverage, your insurance will cover the expenses. Uninsured/underinsured coverage may also protect you in other circumstances that fall outside of minimum liability coverage, such as hit-and-runs or if your passengers are injured.

Purchasing uninsured/underinsured coverage is only marginally more expensive, but if you’re involved in an accident, the benefits could be immeasurable. 

Filing an Uninsured Motorist Claim for Injuries & Other Accident-Related Expenses

If you’re involved in a car or truck accident with an uninsured or underinsured motorist, justice can seem out of reach. With no insurance, it’s unlikely they’ll have the money to pay for the personal injury damages, including medical expenses due to a brain injury or other bodily trauma, out of pocket. 

That’s where the car accident lawyers of Breit Biniazan come in. We’ll help you understand your legal rights and options for moving forward. And we’ll fight for your fair compensation, whether that’s from the driver or another guilty party. 

While it’s easy to point fingers at the other driver, there are others who may be responsible for your accident. For example, if road defects contributed to the accident, you have a right to file a lawsuit against the municipality who failed you. 

The nuances of Virginia car accident law—especially when uninsured drivers are involved—is complex. The expert attorneys of Breit Biniazan will help you determine who was responsible and who should—and can—pay.

Contact Our Car Accident Attorneys

At Breit Biniazan, we limit our caseload so we can fully dedicate all of our resources to each and every case. So when we’re faced with a complicated uninsured accident claim, we have the tools, team, and tenacity to help our clients get justice.

For a free case evaluation with one of our experienced attorneys, call 855-212-8200.